Scam Watch

Pretends to be Social Security

Fake Social Security statement email

Is an email saying my Social Security statement is ready to download a scam?

Scam

Yes. These emails are not from Social Security, and the link or attachment can steal your information or install harmful software. Do not click. Go to ssa.gov by typing it yourself.

Real organizations never do this. Stop. Hang up or delete it.

Also searched as: Social Security statement email, SSA email attachment, download your statement

Draft: we're still checking this page. The quotes below are word for word from their sources.

What to do

On the phone right now?

  • Stop. Hang up or close the message. Don't tap anything.
  • Check. Call a number you already have, like the one on your card or bill.
  • Talk to someone you trust before you pay anyone.

If anyone is in danger right now, call 911.

How it works

  1. 1 They reach you by

    • Email
    • Website
  2. 2 They pretend to be

    • Police or government
  3. 3 They ask for

    • Tap a link
    • Personal details

What it can look like

Example pattern, not a real message

Pretends to be Social Security. What gives it away:

  • Give your ID numbers
  • Use their link

Warning signs

Why we say this

1 source, official ones first. Latest warning February 19, 2026.

  1. SSA Office of the Inspector General Warns Public of Surge in Fraudulent Social Security Statement Emails

    SSA Office of the Inspector General · February 19, 2026 · Official source

    Fake emails say your Social Security statement is ready to download. The links or attachments can install harmful software or send you to fake sites that steal your information. These emails are not from Social Security.

    Official SSA communications originate from email addresses ending in “.gov.”
    7 more quotes from this source
    These scam emails are designed to appear legitimate and often use official-looking language, logos, colors, and formatting to mislead recipients into clicking links or downloading attachments.
    Once clicked, the links may install malware or direct victims to fake websites intended to steal personal and financial information.
    Messages claiming your Social Security statement is ready to download
    Messages creating urgency or pressure to act immediately
    Sender addresses that do not end in “.gov”
    To access or set up your Social Security account, go directly to [**ssa.gov/myaccount**](http://ssa.gov/myaccount).
    Threaten legal action, arrest, or benefit suspension because you don’t agree to pay immediately

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